*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
html, body { width: 100%; max-width: 100%; overflow-x: hidden; }
body { padding-top: 68px; font-family: 'DM Sans', sans-serif; background: #fff; }



  :root {
    --blue: #003399;
    --blue-light: #0044cc;
    --blue-glow: rgba(0,51,153,0.15);
    --black: #212121;
    --gray: #4A4A4A;
    --gray-light: #8a8a8a;
    --white: #FFFFFF;
    --off-white: #f5f6fa;
    --gold: #c9a84c;
    --gold-light: #e8c97a;
    --border: rgba(0,51,153,0.12);
  }

  *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  html { scroll-behavior: smooth; }

  body {
    font-family: 'DM Sans', sans-serif;
    background: var(--white);
    color: var(--black);
    overflow-x: hidden;
    line-height: 1.6;
  }

  /* ── NAVBAR ── */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    padding: 0 5%;
    height: 68px; min-height: 68px;
    display: flex; align-items: center; justify-content: space-between;
    background: rgba(255,255,255,0.97);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--border);
    gap: 12px;
    overflow: visible;
  }
  .nav-logo {
    display: flex; align-items: center;
    flex-shrink: 0; overflow: visible;
    height: 48px; width: auto;
  }
  .nav-logo img {
    height: 48px; width: auto; max-width: 160px;
    display: block; object-fit: contain;
    transform: none; }
  .nav-cta {
    display: inline-flex; align-items: center; gap: 8px;
    background: var(--blue); color: var(--white);
    padding: 10px 18px; border-radius: 4px;
    font-size: .82rem; font-weight: 600; text-decoration: none;
    white-space: nowrap; flex-shrink: 0;
    transition: background .25s;
  }
  .nav-cta:hover { background: var(--blue-light); }
  @media (max-width: 768px) {
    nav { padding: 0 4%; height: 60px; min-height: 60px; }
    .nav-logo img { height: 38px; max-width: 130px; }
    .nav-cta { padding: 8px 12px; font-size: .76rem; }
    .nav-cta svg { display: none; }
  }

  /* ── HERO ── */
  #hero {
    min-height: 100vh;
    background: var(--black);
    display: flex; align-items: center;
    position: relative; overflow: hidden;
    padding: 120px 5% 80px;
  }
  .hero-grid-bg {
    position: absolute; inset: 0;
    background-image:
      linear-gradient(rgba(0,51,153,.08) 1px, transparent 1px),
      linear-gradient(90deg, rgba(0,51,153,.08) 1px, transparent 1px);
    background-size: 60px 60px;
  }
  .hero-glow {
    position: absolute; top: -100px; right: -100px;
    width: 600px; height: 600px; border-radius: 50%;
    background: radial-gradient(circle, rgba(0,51,153,.35) 0%, transparent 70%);
    pointer-events: none;
  }
  .hero-glow-2 {
    position: absolute; bottom: -150px; left: -150px;
    width: 500px; height: 500px; border-radius: 50%;
    background: radial-gradient(circle, rgba(201,168,76,.12) 0%, transparent 70%);
    pointer-events: none;
  }
  .hero-inner {
    max-width: 1140px; margin: 0 auto; width: 100%;
    position: relative; z-index: 2;
    display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center;
  }
  .hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(201,168,76,.12); border: 1px solid rgba(201,168,76,.3);
    color: var(--gold-light); padding: 6px 14px; border-radius: 50px;
    font-size: .72rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase;
    margin-bottom: 24px;
    animation: fadeUp .8s ease .2s both;
  }
  .hero-badge::before { content: ''; width: 6px; height: 6px; border-radius: 50%; background: var(--gold); }
  .hero-h1 {
    font-family: 'Playfair Display', serif;
    font-size: clamp(2rem, 4vw, 3.2rem);
    font-weight: 900; line-height: 1.15;
    color: var(--white);
    margin-bottom: 20px;
    animation: fadeUp .8s ease .35s both;
  }
  .hero-h1 span { color: var(--gold); }
  .hero-sub {
    font-size: 1rem; color: rgba(255,255,255,.72);
    max-width: 500px; margin-bottom: 32px; line-height: 1.7;
    animation: fadeUp .8s ease .5s both;
  }
  .hero-bullets {
    list-style: none; margin-bottom: 40px;
    animation: fadeUp .8s ease .6s both;
  }
  .hero-bullets li {
    display: flex; align-items: center; gap: 10px;
    color: rgba(255,255,255,.85); font-size: .93rem; margin-bottom: 10px;
  }
  .hero-bullets li::before {
    content: ''; width: 18px; height: 18px; flex-shrink: 0;
    background: var(--blue); border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
    background-size: 11px; background-repeat: no-repeat; background-position: center;
  }
  .btn-primary {
    display: inline-flex; align-items: center; gap: 10px;
    background: var(--blue); color: var(--white);
    padding: 16px 32px; border-radius: 6px;
    font-size: 1rem; font-weight: 700; text-decoration: none;
    transition: all .25s; border: 2px solid var(--blue);
    animation: fadeUp .8s ease .75s both;
  }
  .btn-primary:hover { background: transparent; color: var(--white); transform: translateY(-2px); box-shadow: 0 8px 32px rgba(0,51,153,.5); }
  .btn-primary svg { width: 20px; height: 20px; }
  .hero-visual {
    animation: fadeUp .8s ease .5s both;
    display: flex; flex-direction: column; gap: 16px;
  }
  .stat-card {
    background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.08);
    border-radius: 12px; padding: 24px 28px;
    backdrop-filter: blur(8px);
    transition: border-color .3s;
  }
  .stat-card:hover { border-color: rgba(0,51,153,.5); }
  .stat-card .number {
    font-family: 'Playfair Display', serif;
    font-size: 2.4rem; font-weight: 900; color: var(--gold);
    line-height: 1;
  }
  .stat-card .label { font-size: .82rem; color: rgba(255,255,255,.55); margin-top: 4px; }
  .stat-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
  .trust-strip {
    display: flex; align-items: center; gap: 20px;
    background: rgba(255,255,255,.03); border: 1px solid rgba(255,255,255,.07);
    border-radius: 10px; padding: 18px 24px;
  }
  .trust-icon { font-size: 1.6rem; }
  .trust-text { font-size: .8rem; color: rgba(255,255,255,.65); line-height: 1.4; }
  .trust-text strong { color: var(--white); display: block; font-size: .9rem; }

  /* ── SECTION BASE ── */
  section { padding: 100px 5%; }
  .container { max-width: 1140px; margin: 0 auto; }
  .section-label {
    font-size: .7rem; font-weight: 700; letter-spacing: .2em; text-transform: uppercase;
    color: var(--blue); margin-bottom: 12px;
  }
  .section-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(1.6rem, 3vw, 2.4rem);
    font-weight: 900; color: #2b2b2b; line-height: 1.2;
    margin-bottom: 20px;
  }
  .section-desc { font-size: .97rem; color: #4A4A4A; max-width: 560px; line-height: 1.7; }
  .divider {
    width: 48px; height: 3px; background: var(--gold);
    margin: 16px 0 28px; border-radius: 2px;
  }

  /* ── AUTORIDADE ── */
  #autoridade { background: var(--off-white); }
  .auth-grid {
    display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center;
  }
  .auth-blocks { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin-top: 40px; }
  .auth-block {
    background: var(--white); border: 1px solid var(--border);
    border-radius: 10px; padding: 24px;
    position: relative; overflow: hidden;
    transition: transform .3s, box-shadow .3s;
  }
  .auth-block::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px;
    background: var(--blue);
  }
  .auth-block:hover { transform: translateY(-4px); box-shadow: 0 16px 40px rgba(0,51,153,.08); }
  .auth-block-icon { font-size: 1.6rem; margin-bottom: 10px; }
  .auth-block h4 { font-size: .95rem; font-weight: 700; color: var(--black); margin-bottom: 6px; }
  .auth-block p { font-size: .82rem; color: var(--gray); line-height: 1.5; }
  .auth-img {
    background: var(--blue);
    border-radius: 16px; padding: 48px 40px;
    display: flex; flex-direction: column; gap: 24px;
  }
  .auth-img-text {
    font-family: 'Playfair Display', serif;
    font-size: 1.6rem; font-weight: 700; color: var(--white); line-height: 1.3;
  }
  .auth-img-text span { color: var(--gold); }
  .auth-stat-row { display: flex; gap: 32px; }
  .auth-stat { }
  .auth-stat .n {
    font-family: 'Playfair Display', serif;
    font-size: 2rem; font-weight: 900; color: var(--white);
  }
  .auth-stat .l { font-size: .75rem; color: rgba(255,255,255,.6); }

  /* ── COMO FUNCIONA ── */
  #como-funciona { background: var(--white); }
  .steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; margin-top: 56px; position: relative; }
  .steps::before {
    content: ''; position: absolute; top: 30px; left: 8%; right: 8%;
    height: 1px; background: linear-gradient(90deg, transparent, var(--blue), transparent);
    z-index: 0;
  }
  .step { text-align: center; position: relative; z-index: 1; }
  .step-num {
    width: 60px; height: 60px; border-radius: 50%;
    background: var(--blue); color: var(--white);
    display: flex; align-items: center; justify-content: center;
    font-family: 'Playfair Display', serif; font-size: 1.4rem; font-weight: 900;
    margin: 0 auto 20px;
    box-shadow: 0 0 0 8px rgba(0,51,153,.1);
  }
  .step h4 { font-size: .95rem; font-weight: 700; color: var(--black); margin-bottom: 8px; }
  .step p { font-size: .83rem; color: var(--gray); line-height: 1.5; }

  /* ── TIPOS DE CONSÓRCIO ── */
  #tipos { background: var(--black); }
  #tipos .section-title { color: var(--white); }
  #tipos .section-desc { color: rgba(255,255,255,.6); }
  .cards-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
    margin-top: 56px;
  }
  .card {
    background: rgba(255,255,255,.03); border: 1px solid rgba(255,255,255,.08);
    border-radius: 16px; padding: 36px 28px;
    display: flex; flex-direction: column;
    transition: all .3s;
    position: relative; overflow: hidden;
  }
  .card::before {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(135deg, rgba(0,51,153,.12) 0%, transparent 60%);
    opacity: 0; transition: opacity .3s;
    pointer-events: none;
  }
  .card:hover { border-color: rgba(0,51,153,.5); transform: translateY(-6px); box-shadow: 0 24px 60px rgba(0,0,0,.4); }
  .card:hover::before { opacity: 1; }
  .card-icon { font-size: 2rem; margin-bottom: 16px; }
  .card-title { font-family: 'Playfair Display', serif; font-size: 1.2rem; font-weight: 700; color: var(--white); margin-bottom: 12px; }
  .card-text { font-size: .87rem; color: rgba(255,255,255,.6); line-height: 1.6; flex: 1; margin-bottom: 24px; }
  .card-btn {
    display: inline-flex; align-items: center; gap: 8px;
    background: var(--blue); color: var(--white);
    padding: 12px 20px; border-radius: 6px;
    font-size: .85rem; font-weight: 600; text-decoration: none;
    transition: all .25s; text-align: center; justify-content: center;
    border: 1px solid var(--blue);
    position: relative; z-index: 2; cursor: pointer;
  }
  .card-btn:hover { background: transparent; box-shadow: 0 0 0 2px var(--blue); }
  .card-btn-group { display: flex; flex-direction: column; gap: 8px; }
  .card-btn-sub {
    display: inline-flex; align-items: center; justify-content: center; gap: 8px;
    background: rgba(255,255,255,.05); color: rgba(255,255,255,.85);
    border: 1px solid rgba(255,255,255,.12);
    padding: 11px 16px; border-radius: 6px;
    font-size: .82rem; font-weight: 500; text-decoration: none;
    transition: all .25s;
    position: relative; z-index: 2; cursor: pointer;
  }
  .card-btn-sub:hover { background: var(--blue); border-color: var(--blue); color: var(--white); }
  .card-full { grid-column: 1 / -1; }
  .card-full-inner {
    display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center;
  }

  .card-benefit { font-size:.78rem; font-weight:700; color:var(--gold); margin-bottom:10px; letter-spacing:.02em; }

  /* ── DIFERENCIAL ── */
  #diferencial {
    background: linear-gradient(135deg, var(--blue) 0%, #001a66 100%);
    position: relative; overflow: hidden;
  }
  #diferencial::before {
    content: ''; position: absolute; top: -50%; right: -10%;
    width: 600px; height: 600px; border-radius: 50%;
    background: radial-gradient(circle, rgba(201,168,76,.15) 0%, transparent 70%);
  }
  #diferencial .section-label { color: var(--gold-light); }
  #diferencial .section-title { color: var(--white); }
  .dif-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
  .dif-text { font-size: 1rem; color: rgba(255,255,255,.78); line-height: 1.8; }
  .dif-points { display: grid; gap: 20px; }
  .dif-point {
    display: flex; gap: 16px;
    background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1);
    border-radius: 10px; padding: 20px;
  }
  .dif-point-icon { font-size: 1.4rem; flex-shrink: 0; }
  .dif-point h4 { font-size: .92rem; font-weight: 700; color: var(--white); margin-bottom: 4px; }
  .dif-point p { font-size: .82rem; color: rgba(255,255,255,.6); }

  /* ── BENEFÍCIOS ── */
  #beneficios { background: var(--off-white); }
  .ben-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 56px; }
  .ben-item {
    background: var(--white); border: 1px solid var(--border);
    border-radius: 12px; padding: 30px 24px;
    text-align: center; transition: all .3s;
  }
  .ben-item:hover { transform: translateY(-4px); box-shadow: 0 16px 40px rgba(0,51,153,.08); border-color: var(--blue); }
  .ben-icon { font-size: 2rem; margin-bottom: 12px; }
  .ben-title { font-size: .95rem; font-weight: 700; color: var(--black); margin-bottom: 6px; }
  .ben-desc { font-size: .82rem; color: var(--gray); line-height: 1.5; }

  /* ── DEPOIMENTOS ── */
  #depoimentos { background: var(--white); }
  .dep-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 56px; }
  .dep-card {
    background: var(--off-white); border: 1px solid var(--border);
    border-radius: 14px; padding: 32px 28px;
    position: relative;
  }
  .dep-quote {
    font-family: 'Playfair Display', serif;
    font-size: 3.5rem; line-height: 1; color: var(--blue);
    margin-bottom: -8px; opacity: .3;
  }
  .dep-text { font-size: .93rem; color: var(--gray); line-height: 1.7; margin-bottom: 24px; font-style: italic; }
  .dep-author { display: flex; align-items: center; gap: 12px; }
  .dep-avatar {
    width: 42px; height: 42px; border-radius: 50%;
    background: var(--blue); display: flex; align-items: center; justify-content: center;
    font-weight: 700; color: var(--white); font-size: .85rem;
  }
  .dep-name { font-size: .85rem; font-weight: 700; color: var(--black); }
  .dep-role { font-size: .75rem; color: var(--gray-light); }
  .dep-stars { color: var(--gold); font-size: .85rem; margin-bottom: 4px; }

  /* ── CTA FINAL ── */
  #cta-final {
    background: var(--black); text-align: center;
    padding: 120px 5%;
    position: relative; overflow: hidden;
  }
  #cta-final::before {
    content: ''; position: absolute; top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    width: 800px; height: 400px;
    background: radial-gradient(ellipse, rgba(0,51,153,.3) 0%, transparent 70%);
  }
  .cta-final-inner { position: relative; z-index: 2; }
  .cta-final-inner .section-title { color: var(--white); font-size: clamp(1.8rem, 3.5vw, 2.8rem); margin: 0 auto 12px; max-width: 700px; }
  .cta-final-inner .section-desc { color: rgba(255,255,255,.6); margin: 0 auto 40px; text-align: center; }
  .btn-gold {
    display: inline-flex; align-items: center; gap: 12px;
    background: var(--gold); color: var(--black);
    padding: 18px 40px; border-radius: 6px;
    font-size: 1.05rem; font-weight: 700; text-decoration: none;
    transition: all .25s; border: 2px solid var(--gold);
  }
  .btn-gold:hover { background: transparent; color: var(--gold); transform: translateY(-2px); box-shadow: 0 8px 32px rgba(201,168,76,.4); }

  /* ── FAQ ── */
  #faq { background: var(--off-white); }
  .faq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; margin-top: 56px; }
  .faq-item {
    background: var(--white); border: 1px solid var(--border);
    border-radius: 12px; padding: 28px 24px;
    cursor: pointer; transition: all .3s;
  }
  .faq-item:hover { border-color: var(--blue); }
  .faq-q {
    display: flex; justify-content: space-between; align-items: flex-start; gap: 16px;
    font-size: .95rem; font-weight: 700; color: var(--black);
  }
  .faq-q .icon { flex-shrink: 0; width: 24px; height: 24px; background: var(--blue); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--white); font-size: .7rem; transition: transform .3s; }
  .faq-a { font-size: .87rem; color: var(--gray); line-height: 1.6; margin-top: 12px; display: none; }
  .faq-item.open .faq-a { display: block; }
  .faq-item.open .faq-q .icon { transform: rotate(45deg); background: var(--gold); }

  /* ── FOOTER ── */
  footer {
    background: #111; padding: 60px 5% 32px;
    border-top: 1px solid rgba(255,255,255,.06);
  }
  .footer-inner {
    max-width: 1140px; margin: 0 auto;
    display: grid; grid-template-columns: 1fr auto;
    gap: 40px; align-items: start;
    padding-bottom: 32px; border-bottom: 1px solid rgba(255,255,255,.08);
    margin-bottom: 28px;
  }
  .footer-brand .brand {
    font-family: 'Playfair Display', serif;
    font-size: 1.3rem; font-weight: 900; color: var(--white);
  }
  .footer-brand .tagline { font-size: .7rem; letter-spacing: .15em; text-transform: uppercase; color: var(--gold); margin-top: 4px; }
  .footer-brand p { font-size: .83rem; color: rgba(255,255,255,.45); max-width: 320px; margin-top: 16px; line-height: 1.6; }
  .footer-contact a {
    display: flex; align-items: center; gap: 10px;
    color: rgba(255,255,255,.75); text-decoration: none;
    font-size: .92rem; font-weight: 500;
    padding: 10px 20px; background: rgba(255,255,255,.05);
    border: 1px solid rgba(255,255,255,.1); border-radius: 8px;
    transition: all .25s;
  }
  .footer-contact a:hover { background: var(--blue); border-color: var(--blue); color: var(--white); }
  .footer-bottom { max-width: 1140px; margin: 0 auto; display: flex; justify-content: space-between; align-items: center; }
  .footer-bottom p { font-size: .75rem; color: rgba(255,255,255,.3); }

  /* ── FLOATING WA ── */
  .wa-float {
    position: fixed; bottom: 28px; right: 28px; z-index: 999;
    display: flex; flex-direction: column; align-items: flex-end; gap: 10px;
  }
  .wa-tooltip {
    background: var(--white); color: var(--black);
    font-size: .82rem; font-weight: 600;
    padding: 8px 14px; border-radius: 6px;
    box-shadow: 0 4px 20px rgba(0,0,0,.15);
    white-space: nowrap;
    animation: pulse-fade 2s ease-in-out infinite;
  }
  .wa-btn {
    width: 60px; height: 60px; border-radius: 50%;
    background: #25D366; display: flex; align-items: center; justify-content: center;
    text-decoration: none; box-shadow: 0 4px 20px rgba(37,211,102,.5);
    animation: wa-pulse 2s infinite;
    transition: transform .2s;
  }
  .wa-btn:hover {  }
  .wa-btn svg { width: 30px; height: 30px; }

  /* ── ANIMATIONS ── */
  @keyframes fadeDown { from { opacity: 0; transform: translateY(-20px); } to { opacity: 1; transform: none; } }
  @keyframes fadeUp { from { opacity: 0; transform: translateY(30px); } to { opacity: 1; transform: none; } }
  @keyframes wa-pulse {
    0%, 100% { box-shadow: 0 4px 20px rgba(37,211,102,.5); }
    50% { box-shadow: 0 4px 40px rgba(37,211,102,.9); }
  }
  @keyframes pulse-fade {
    0%, 100% { opacity: 1; } 50% { opacity: .7; }
  }

  .reveal { opacity: 0; transform: translateY(32px); transition: opacity .7s ease, transform .7s ease; }
  .reveal.visible { opacity: 1; transform: none; }

  /* ── RESPONSIVE ── */
  @media (max-width: 960px) {
    .hero-inner { grid-template-columns: 1fr; gap: 48px; }
    .hero-visual { order: -1; }
    .auth-grid, .dif-grid { grid-template-columns: 1fr; gap: 40px; }
    .auth-img { display: none; }
    .cards-grid { grid-template-columns: 1fr 1fr; }
    .card-full { grid-column: auto; }
    .card-full-inner { grid-template-columns: 1fr; gap: 20px; }
    .ben-grid { grid-template-columns: 1fr 1fr; }
    .dep-grid { grid-template-columns: 1fr; }
    .faq-grid { grid-template-columns: 1fr; }
    .steps { grid-template-columns: 1fr 1fr; }
    .steps::before { display: none; }
    .footer-inner { grid-template-columns: 1fr; }
  }
  @media (max-width: 600px) {
    section { padding: 72px 5%; }
    .cards-grid, .ben-grid, .steps { grid-template-columns: 1fr; }
    nav { padding: 14px 5%; }
    .nav-cta { padding: 9px 16px; font-size: .8rem; }
    .auth-blocks { grid-template-columns: 1fr; }
    .stat-row { grid-template-columns: 1fr 1fr; }
  }

  /* ── CAROUSEL ── */
  .carousel-track-wrap {
    overflow-x: auto;
    overflow-y: hidden;
    width: 100%;
    cursor: grab;
    user-select: none;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: thin;
  }
  .carousel-track-wrap::-webkit-scrollbar { height: 8px; }
  .carousel-track-wrap::-webkit-scrollbar-thumb { background: rgba(0,51,153,.45); border-radius: 999px; }
  .carousel-track-wrap::-webkit-scrollbar-track { background: rgba(0,0,0,.12); border-radius: 999px; }
  .carousel-track-wrap:active { cursor: grabbing; }
  .carousel-track {
    display: flex;
    gap: 24px;
    padding: 8px 40px;
    animation: scroll-left 28s linear infinite;
    will-change: transform;
    width: max-content;
  }
  .carousel-track-wrap:hover .carousel-track,
  .carousel-track.paused { animation-play-state: paused; }
  .carousel-card {
    flex-shrink: 0;
    width: 340px;
    height: 260px;
    border-radius: 16px;
    overflow: hidden;
    box-shadow: 0 8px 40px rgba(0,0,0,.5);
    border: 1px solid rgba(255,255,255,.08);
    transition: transform .3s, box-shadow .3s;
  }
  .carousel-card:hover {  box-shadow: 0 16px 60px rgba(0,0,0,.7); }
  .carousel-card img {
    width: 100%; height: 100%;
    object-fit: cover; display: block;
    pointer-events: none;
  }
  @keyframes scroll-left {
    0%   { transform: translateX(0); }
    100% { transform: translateX(calc(-340px * 5 - 24px * 5)); }
  }
  @media (max-width: 600px) {
    .carousel-track-wrap {
      overflow-x: auto;
      scrollbar-width: auto;
      padding-bottom: 14px;
    }
    .carousel-track-wrap::-webkit-scrollbar { display: block; height: 10px; }
    .carousel-track-wrap::-webkit-scrollbar-thumb { background: rgba(0,51,153,.6); border-radius: 999px; }
    .carousel-track-wrap::-webkit-scrollbar-track { background: rgba(0,0,0,.12); border-radius: 999px; }
    .carousel-track { animation: scroll-left 12s linear infinite; }
    .carousel-card { width: 260px; height: 200px; }
    @keyframes scroll-left {
      0%   { transform: translateX(0); }
      100% { transform: translateX(calc(-260px * 5 - 24px * 5)); }
    }
  }

  /* ── VIDEO ── */
  .video-wrap {
    max-width: 380px;
    width: 100%;
    aspect-ratio: 9 / 16;
    margin: 48px auto 0;
    border-radius: 28px;
    overflow: hidden;
    box-shadow: 0 20px 60px rgba(0,0,0,.22);
    border: 1px solid rgba(0,51,153,.12);
    background: #000;
  }
  .video-wrap video {
    width: 100%;
    height: 100%;
    display: block;
    object-fit: contain;
    background: #000;
  }
  @media (max-width: 600px) {
    .video-wrap { max-width: 92vw; border-radius: 22px; margin-top: 32px; }
  }


  @media (max-width: 960px) {
    #fgts > .container > div { grid-template-columns: 1fr !important; gap: 40px !important; }
  }


  /* ── CONTRAST FIX: light-bg sections ── */
  #video .section-title,
  #video .section-desc,
  #beneficios .section-title,
  #beneficios .section-desc,
  #faq .section-title,
  #faq .section-desc,
  #fgts .section-title,
  #fgts .section-desc,
  #autoridade .section-title,
  #como-funciona .section-title,
  #como-funciona .section-desc,
  #depoimentos .section-title {
    color: #2b2b2b !important;
  }
  #video .section-desc,
  #beneficios .section-desc,
  #faq .section-desc,
  #fgts .section-desc,
  #como-funciona .section-desc,
  #autoridade .section-desc,
  #depoimentos .section-desc {
    color: #4A4A4A !important;
  }



/* ── PREVIEW TOPBAR ── */
.preview-topbar {
  position: fixed; top: 0; left: 0; right: 0; z-index: 99999;
  background: #050505; border-bottom: 2px solid #c9a84c;
  display: flex; align-items: center; height: 54px;
  overflow-x: auto; overflow-y: hidden;
  scrollbar-width: none; -webkit-overflow-scrolling: touch;
}
.preview-topbar::-webkit-scrollbar { display: none; }
.preview-brand {
  padding: 0 16px; flex-shrink: 0;
  font-family: 'Playfair Display', serif;
  font-size: .78rem; font-weight: 900; color: #c9a84c;
  white-space: nowrap; height: 100%;
  display: flex; align-items: center;
  border-right: 1px solid rgba(255,255,255,.1);
}
.pnav-item {
  display: flex; align-items: center; gap: 6px;
  padding: 0 13px; height: 100%; flex-shrink: 0;
  text-decoration: none; color: rgba(255,255,255,.58);
  font-size: .78rem; font-weight: 500; white-space: nowrap;
  border-right: 1px solid rgba(255,255,255,.06);
  transition: background .18s, color .18s;
}
.pnav-item:hover { background: rgba(0,51,153,.4); color: #fff; }

/* ── WA FLOAT (single, bottom-right) ── */
.preview-wa {
  position: fixed; bottom: 24px; right: 24px; z-index: 999999;
  display: flex; flex-direction: column; align-items: flex-end; gap: 8px;
}
.preview-wa-tip {
  background: #fff; color: #212121;
  font-size: .78rem; font-weight: 600;
  padding: 7px 12px; border-radius: 6px;
  box-shadow: 0 4px 16px rgba(0,0,0,.15); white-space: nowrap;
}
.preview-wa-btn {
  width: 58px; height: 58px; border-radius: 50%;
  background: #25D366; display: flex; align-items: center; justify-content: center;
  text-decoration: none; box-shadow: 0 4px 20px rgba(37,211,102,.55);
  animation: wa-ring 2s infinite; transition: transform .2s;
}
.preview-wa-btn:hover {  }
@keyframes wa-ring {
  0%,100% { box-shadow: 0 4px 20px rgba(37,211,102,.55); }
  50%      { box-shadow: 0 4px 40px rgba(37,211,102,.9); }
}

/* ── override fixed nav from landing ── */
nav {
  position: relative !important; top: auto !important;
  left: auto !important; right: auto !important;
  animation: none !important; z-index: 1 !important;
  backdrop-filter: none !important;
}
/* offset for preview topbar */
body { padding-top: 68px !important; }
#hero { padding-top: 80px !important; }
/* hide embedded wa-float from landing */
.wa-float { display: none !important; }
.hero-footnote {
  font-size: .78rem;
  color: rgba(255,255,255,.4);
  margin-top: 12px;
  animation: fadeUp .8s ease .85s both;
}
.hero-secondary-wrap {
  margin-top: 28px;
  animation: fadeUp .8s ease .95s both;
}
.hero-secondary-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,.62);
  font-size: .82rem;
  text-decoration: none;
  transition: color .2s ease, transform .2s ease;
}
.hero-secondary-link strong {
  color: var(--gold);
}
.hero-secondary-link:hover {
  color: rgba(255,255,255,.92);
  transform: translateY(-1px);
}
.home-cards-grid .home-link-card {
  background: rgba(255,255,255,.04);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: 12px;
  padding: 24px;
  text-decoration: none;
  transition: all .3s;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.home-cards-grid .home-link-card:hover {
  border-color: rgba(0,51,153,.5);
  background: rgba(0,51,153,.12);
  transform: translateY(-4px);
}
.home-cards-grid .home-link-icon {
  font-size: 1.4rem;
}
.home-cards-grid .home-link-label {
  font-weight: 700;
  color: var(--white);
  font-size: .92rem;
}
.home-cards-grid .home-link-desc {
  font-size: .8rem;
  color: rgba(255,255,255,.5);
  line-height: 1.5;
  flex: 1;
}
.home-cards-grid .home-link-arrow {
  color: var(--gold);
  font-size: 1rem;
  align-self: flex-end;
}
.preview-topbar .preview-brand,
.preview-topbar .pnav-item,
.topnav-links .nav-cta-small {
  position: relative;
}
.preview-topbar .pnav-item.is-active,
.topnav-links .nav-cta-small.is-active {
  color: #fff;
  background: rgba(0,51,153,.38);
}
.preview-topbar .pnav-item.is-active::after,
.topnav-links .nav-cta-small.is-active::after {
  content: '';
  position: absolute;
  left: 10px;
  right: 10px;
  bottom: 0;
  height: 2px;
  border-radius: 999px;
  background: var(--gold);
}
@media (max-width: 768px) {
  .hero-inner {
    gap: 36px;
  }
  .btn-primary,
  .btn-gold {
    width: 100%;
    justify-content: center;
  }
  .hero-secondary-link {
    width: 100%;
    justify-content: center;
    text-align: center;
  }
  .preview-wa {
    right: 16px;
    bottom: 16px;
  }
  .preview-wa-btn {
    width: 56px;
    height: 56px;
  }
}
@media (max-width: 600px) {
  .home-cards-grid {
    grid-template-columns: 1fr !important;
    gap: 14px !important;
  }
}
@media (max-width: 960px) and (min-width: 601px) {
  .home-cards-grid {
    grid-template-columns: 1fr 1fr !important;
  }
}